Volusia County Homeowner Options

Who This Page Is For

This page is for Volusia County homeowners who are experiencing financial difficulty related to their mortgage or property. Whether you are behind on payments, facing foreclosure, have a property you cannot afford to maintain, or simply need to understand your options, the information on this page can help you take the first step.

Volusia County includes Daytona Beach, DeLand, Deltona, New Smyrna Beach, Ormond Beach, Port Orange, and many surrounding communities. The county has a diverse real estate market with coastal properties, suburban neighborhoods, and rural areas, each with different challenges.

Common Situations for Volusia County Homeowners

• Falling behind on mortgage payments
• Coastal property insurance costs, including windstorm coverage
• Property taxes increasing as home values rise
• Inherited property, particularly coastal or beachside properties
• Storm damage and repair costs
• Problem rental properties, including short-term vacation rentals
• Job relocation requiring a quick sale
• Properties in flood zones with high insurance costs

Volusia County Market Context

Volusia County spans from the Atlantic coast to inland rural areas, creating a wide range of market conditions. Coastal properties may face higher insurance costs and storm-related challenges, while inland areas have their own dynamics. The county has experienced growth, particularly in the Deltona and DeLand areas.

Local Resources

Volusia County Clerk of Courts

Volusia County Clerk of Courts (volusia.org)

Volusia County Property Appraiser

Volusia County Property Appraiser

Volusia County Housing Programs

Contact the county for current housing assistance programs.

Volusia County Government

HUD-Approved Housing Counseling

HUD Housing Counseling (hud.gov)

Frequently Asked Questions

How long does foreclosure take in Volusia County?

Volusia County follows the standard Florida judicial foreclosure process. Uncontested cases may take 6 to 18 months, while contested cases can take longer.

Can I sell my Volusia County home if I am behind on payments?

Yes. Being behind on payments does not prevent you from selling. You can sell on the open market, to a cash buyer, or explore a short sale if you do not have enough equity.

How Tyler Can Help in Volusia County

Tyler Gibson has experience working with homeowners throughout the Central Florida region, including Volusia County. Whether you need to sell quickly, want to understand whether a short sale or traditional listing makes more sense, or are looking for guidance on your options, a free consultation can help.