Skip to main content

Disclaimer

Last updated: August 8, 2026

General Information Only

The content on this website is provided for general educational and informational purposes only. It is not intended to be, and should not be relied upon as, legal advice, financial advice, tax advice, credit counseling, or mortgage servicing guidance.

Every homeowner's situation is different. The information on this site may not apply to your specific circumstances. Before making any decisions about your mortgage, property, or financial situation, you should consult with appropriately licensed professionals, including but not limited to real estate attorneys, tax professionals, credit counselors, and financial advisors.

Not a Law Firm, Lender, or Government Agency

Florida Homeowner Options is an educational resource. We are not a law firm, a mortgage company, a mortgage servicer, a credit counseling agency, a HUD-approved housing counseling agency, a government agency, or a nonprofit organization. We do not provide legal representation, financial planning, tax preparation, or credit repair services.

Real Estate Professional Disclosure

Tyler Gibson is a licensed Florida real estate sales associate (License #3454664), brokered by LPT Realty. Tyler may be able to assist homeowners as a licensed real estate professional, a real estate investor, or through affiliated businesses, depending on the situation. Different services may create different compensation structures or business interests.

When Tyler or his affiliated businesses assist in a real estate transaction, standard real estate commissions and fees may apply. These will be disclosed and discussed before any transaction is entered into.

No Guarantees

This website does not guarantee any specific outcomes, including but not limited to:

  • That any particular solution will be available for your situation
  • That foreclosure can be stopped or avoided
  • That a lender will approve a short sale, loan modification, or other loss mitigation option
  • That any specific sale price or offer will be received
  • That your credit will or will not be affected by any particular course of action
  • That any tax benefits or consequences will apply to your situation

Accuracy of Information

We make reasonable efforts to provide accurate and current information. However, laws, programs, market conditions, and other relevant factors change over time. The information on this site may not reflect the most current legal, financial, or market developments.

Links to external websites are provided for convenience and informational purposes. We do not control and are not responsible for the content of external websites.

Foreclosure Information

Information about foreclosure timelines, processes, and options on this site is based on general Florida law and procedures. Individual timelines and outcomes vary based on the specific case, court schedules, loan type, and other factors. Nothing on this site should be relied upon as a guarantee that foreclosure will or will not occur within any particular timeframe.

Tax and Credit Information

Any references to tax implications, credit impact, or financial consequences are general in nature and may not apply to your specific situation. Consult a qualified tax professional and credit counselor for advice specific to your circumstances.

Limitation of Liability

Florida Homeowner Options, Tyler Gibson, and affiliated entities are not liable for any decisions made or actions taken based on the information provided on this website. Use of this website and reliance on its content is at your own risk.

Consent

By using this website, you consent to this disclaimer and its terms. If you do not agree with any part of this disclaimer, please do not use this website.

Contact

If you have questions about this disclaimer, please contact: