Terms of Use

Acceptance of These Terms

By accessing or using the Florida Homeowner Options website, you agree to these Terms of Use. If you do not agree with any part of these terms, please do not use this website.

Educational Purpose Only

This website provides general educational and informational content for homeowners. It is not legal advice, financial advice, tax advice, credit counseling, or mortgage servicing guidance. Each homeowner's situation is different, and you should consult with appropriately licensed professionals before making decisions about your mortgage, property, or finances.

Not a Law Firm, Lender, or Government Agency

Florida Homeowner Options is an educational resource. We are not a law firm, a mortgage company, a mortgage servicer, a credit counseling agency, a HUD-approved housing counseling agency, a government agency, or a nonprofit organization. We do not provide legal representation, financial planning, tax preparation, or credit repair services.

No Guarantees

This website does not guarantee any specific outcome for any homeowner, including but not limited to:

• That any particular solution will be available for your situation
• That foreclosure can be stopped or avoided
• That a lender will approve a short sale, loan modification, or other loss mitigation option
• That any specific sale price or offer will be received
• That your credit will or will not be affected by any course of action
• That any tax benefit or consequence will apply to your situation

Use of Website Content

The content on this website is provided for personal, non-commercial use. You may view, download, and print portions of the content for your own informational purposes. You may not reproduce, distribute, modify, or republish substantial portions of this website without our prior written consent.

Your Information

When you submit information through this website, you agree to provide accurate and complete information. Any information you submit is handled in accordance with our Privacy Policy.

Third-Party Links

This website contains links to third-party websites, including government resources, real estate platforms, and other external sites. We do not control and are not responsible for the content, privacy practices, or availability of external websites. A link does not imply endorsement.

No Client Relationship

Using this website, reading its content, or submitting an inquiry does not create a client relationship, agency relationship, or contractual obligation with Florida Homeowner Options or Tyler Gibson. A real estate relationship is only formed through a separate written agreement.

No Reliance

You are responsible for verifying any information you obtain from this website and for obtaining professional advice appropriate to your circumstances. We make reasonable efforts to provide accurate and current information, but laws, programs, and market conditions change over time.

Limitation of Liability

Florida Homeowner Options, Tyler Gibson, and affiliated entities are not liable for any decisions made or actions taken based on the information provided on this website. Use of this website and reliance on its content is at your own risk. To the maximum extent permitted by law, we are not liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this website.

Governing Law

These Terms of Use are governed by the laws of the State of Florida, without regard to conflict of law provisions.

Changes to These Terms

We may update these Terms of Use from time to time. Any changes will be posted on this page with an updated date. Your continued use of the website after changes are posted constitutes acceptance of the updated terms.

Contact

If you have questions about these Terms of Use, please contact:

• Email: tyler@gpghome.com
• Phone: (407) 934-0320