Brevard County Homeowner Options

Who This Page Is For

This page is for Brevard County homeowners who are experiencing financial difficulty related to their mortgage or property. Whether you are behind on payments, facing foreclosure, have a property you cannot afford to maintain, or simply need to understand your options, the information on this page can help you take the first step.

Brevard County includes Melbourne, Palm Bay, Titusville, Cocoa, Rockledge, and the Space Coast area. The county has a unique economy driven by aerospace and defense, with a real estate market that reflects both coastal and inland communities.

Common Situations for Brevard County Homeowners

• Falling behind on mortgage payments
• Coastal and riverfront property insurance costs
• Property taxes increasing as home values rise
• Inherited property, particularly in coastal communities
• Storm damage and repair costs
• Problem rental properties
• Job changes in the aerospace and defense sector
• Property in flood zones with high insurance costs

Brevard County Market Context

Brevard County, known as the Space Coast, has a real estate market influenced by the aerospace industry, coastal living, and proximity to both Orlando and the Atlantic Ocean. Homeowners may face unique challenges related to coastal insurance costs, flood zone designations, and the cyclical nature of the aerospace industry.

Local Resources

Brevard County Clerk of Courts

Brevard County Clerk of Courts (brevardclerk.com)

Brevard County Property Appraiser

Brevard County Property Appraiser (bcpao.us)

Brevard County Housing Assistance

Contact the county for current housing assistance programs.

Brevard County Government

HUD-Approved Housing Counseling

HUD Housing Counseling (hud.gov)

Frequently Asked Questions

How long does foreclosure take in Brevard County?

Brevard County follows the standard Florida judicial foreclosure process. Uncontested cases may take 6 to 18 months, while contested cases can take longer.

Can I sell my Brevard County home if I am behind on payments?

Yes. Being behind on payments does not prevent you from selling. You can sell on the open market, to a cash buyer, or explore a short sale if you do not have enough equity.

How Tyler Can Help in Brevard County

Tyler Gibson has experience working with homeowners throughout the Central Florida region, including Brevard County. Whether you need to sell quickly, want to understand whether a short sale or traditional listing makes more sense, or are looking for guidance on your options, a free consultation can help.